We all get behind the wheel expecting a safe journey. But what happens if you’re in an accident caused by someone else who doesn’t have enough insurance, or worse, no insurance at all? This is where Uninsured/Underinsured Motorist (UM/UIM) coverage comes in – an essential layer of protection you might be overlooking. What is UM/UIM...Read More

Homeowners associations (HOAs), property owners’ associations (POAs), and community service associations (CSAs) play vital roles in managing and maintaining planned communities or horizontal property regimes. However, with such responsibility comes the potential for disputes and challenges that may require outside assistance to effectively resolve. According to South Carolina law, an HOA is an entity developed...Read More

In the ever-evolving landscape of employment practices, the use of Artificial Intelligence (AI) as a job-screening tool has become increasingly prevalent. While AI offers efficiency and objectivity, it comes with inherent risks, particularly in terms of unintentional biases and legal consequences. At The Floyd Law Firm PC, we believe in empowering businesses with the knowledge...Read More

In the realm of healthcare, diagnostic errors have emerged as a significant concern affecting a substantial portion of the U.S. population. Recent studies, such as the one published in the Journal of the American Medical Association (JAMA) Internal Medicine in January 2024, shed light on the alarming prevalence of misdiagnoses. According to population-based estimates, at...Read More

The Corporate Transparency Act impacts 32 million small businesses, effective January 1, 2024, nearly every legal entity incorporated or registered to do business in the United States will be required to report certain ownership information to the federal Financial Crimes Enforcement Network, or FinCEN. The Corporate Transparency Act is likely to catch small business owners...Read More